Rusnak BMW
3645 Auto Mall Drive Thousand Oaks, CA 91362-3611Sales: 888-252-5054
- Service: 888-264-3194
- Parts: 888-890-2130
Financing
BMW Financing in Thousand Oaks from Rusnak BMW - Car Loans & Leases
Financing your next new car or used car should not be a time consuming hassle! Let our online auto finance application reduce the amount of time you need to spend on auto loan hunting. Sitting around waiting on a finance approval at a dealership is stressful! So get your auto loan approved before arriving at our greater Thousand Oaks BMW dealership.
Rusnak BMW provides car loans to the Thousand Oaks, Camarillo, Sherman Oaks and Santa Monica Area.
Give the Rusnak BMW finance team a call or visit us at 3645 Auto Mall Drive. You can also contact us by filling out our contact form below. We look forward to serving your California auto financing needs.
Financing Navigation
Contact Information
- Rusnak BMW
-
3645 Auto Mall Drive
Thousand Oaks, CA 91362-3611 -
- sales Sales:
- 888-252-5054
- service Service:
- 888-264-3194
- parts Parts:
- 888-890-2130
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.